Motor vehicle liability insurance is required by law in Austria—without it, you cannot register your vehicle. It protects you from high costs in the event of damage to third parties and defends you against unjustified claims. Optional comprehensive insurance also covers your own car.
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Motor vehicle liability insurance offers financial protection by covering damage that you could cause to others in traffic, thus preventing potentially ruinous claims for damages. In addition, more comprehensive (full/partial) comprehensive insurance can also protect your own vehicle against damage caused by accidents, theft, or natural disasters. Many car insurance companies offer additional services such as breakdown assistance or legal protection, which can be invaluable in emergencies.
As an independent insurance advisor, we compare the insurance terms and conditions of all providers and offer the best value for money for your car insurance.
Injuries or deaths of other road users, including compensation for pain and suffering, medical treatment costs, and loss of earnings.
Damage to other people’s vehicles, buildings, or other objects, including repair costs and depreciation.
Financial losses incurred by third parties as a result of the accident, with minimum coverage of €80,000.
Defense against unjustified claims and assumption of legal costs in the event of legal disputes in connection with the accident.
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